Cogent Blog
Our Articles
Here you’ll find our library of personal and business financial articles.

29 May 2025
Cogent Strategic Wealth
Credit Freeze, Clear Mind: A Simple Step to Safeguard Your Identity
Why Cogent’s Founder, Michael Evans, Took Action—and Thinks You Should Too Instant online access has become our default setting. From paying bills to checking investments,...

20 May 2025
Cogent Strategic Wealth
How to Turn the Sale of a Business into Generational Wealth — Without Losing So Much to Taxes
For many successful business owners and real estate investors, selling a highly appreciated asset is both a milestone and a minefield. On one hand, you’ve...

16 Apr 2025
Cogent Strategic Wealth
How to Navigate Rising Homeowners Insurance Costs
In today’s constantly changing financial landscape, taking a comprehensive look at your financial well-being—including savings, spending, living expenses, and emergency funds—is more important than ever,...

16 Apr 2025
Cogent Strategic Wealth
Navigating Market Volatility: Your Cogent Strategic Wealth Update
Chaos in the midst of chaos isn’t funny, but chaos in the midst of order is. – Steve Martin We find ourselves today in a...

7 Mar 2025
Cogent Strategic Wealth
Why Diversify? The Best Case I’ve Ever Heard
Special post by Michael Evans, Founder of Cogent Strategic Wealth Cogent Wealth, the firm I founded, just celebrated 15 years of serving clients. Yet, I’ve...

14 Jan 2025
Cogent Strategic Wealth
Smart Giving Strategies for the Well-Seasoned Over 70½: Maximize Tax Benefits with Qualified Charitable Distributions (QCDs)
What You Will Learn This article explores how those over the age of 70½ have tools to strategically maximize their charitable giving while reducing taxes....

13 Jan 2025
Cogent Strategic Wealth
Market Review 2024: Stocks Overcome Uncertainty to Notch Another Strong Year
Financial markets showed resilience in 2024, extending the bull market that began in late 2022 as stocks weathered interest-rate changes, uncertainty around the US elections,...

10 Jan 2025
Cogent Strategic Wealth
The Top Investing Questions for 2025
As we turn the page on 2024, a new chapter begins filled with new opportunities as well as obstacles we must face in our lives...

9 Dec 2024
Cogent Strategic Wealth
Maximize Your Wealth Before the 2024 Ball Drops: 10 Year-End Financial Strategies for High Achievers
As the year draws to a close, it’s a prime time for reflection—not just on your personal achievements and milestones but also on your financial...

23 Oct 2024
Cogent Strategic Wealth
Navigating the High School Years and Final Preparations for College
What You’ll Learn: This post will guide you through the financial planning and decision-making processes during your child’s high school years, highlighting: Recap and Introduction...

16 Oct 2024
Cogent Strategic Wealth
Laying the Financial Foundation for Your Child’s College Education
What You’ll Learn: This post will guide you through the financial planning and decision-making processes, guiding you through the Journey of College Planning, highlighting: Welcome...

1 Oct 2024
Cogent Strategic Wealth
Presidential Elections and Your Investment Portfolio: Why Long-Term Strategy Wins
What you will learn: In this blog post, you’ll discover why presidential elections have surprisingly little impact on long-term investment returns, debunking a common myth...